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French Mortgage Prepayment Calculator
Model the impact of prepaying your French mortgage early — through a recurring extra payment or a one-time lump sum — and estimate the early-repayment penalty (IRA) your bank may charge.
The IRA figure above is an estimate only, not a guarantee of what your lender will actually charge — check your loan contract or ask your bank for the exact terms.
| Year | Interest (baseline) | Balance (baseline) | Interest (prepay) | Balance (prepay) | Interest saved |
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